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    Thatched houses in England faced high insurance premiums so thatchers, those who roof thatched houses created an insurance scheme that offered residents of thatched house much more competitive premiums. In South Africa BMW cars were popular with car thieves pushing up the insurance premiums. BMW started its own insurance scheme to bring down premiums.

    Home owners at risk of fire, flood or earthquake zones could insure themselves as best they can by putting the equivalent premium aside each year or have a community or cooperative insurance scheme with neighbours or, to lower the risk further, with people who face the opposite threat – so those at risk of fire could start a scheme with those at risk of flooding.

    To sit supine, with no insurance or savings set aside at all , seems rather self defeating.

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      Hi Henry- Is this what you mean about insurance for thatched roofs?

      Edited: 2018-09-06 16:03:31 By Charles Turner (talk | contribs) + 77 Characters .. + 61% change.‎‎ (Note | Diff)

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        No, it looks like they are a commercial insurance firm. I think it was the Master Thatchers, the trades people who undertake thatching who set up an insurance scheme that was obviously in their interests but also those who live in thatched houses.

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